Call the repairer of his choice in case of disaster

From 1 January 2015, Hamon’s law offered people insured the opportunity to use the garage of their choice in case of affirmation. Legislation that no longer forces motorists to advance Repair costs if they use a file professional not approved by their insurance company.

Exit from the moment in which a partner You have been imposed by the insurer in the event of an accident.

Better known as Hamon’s lawThe consumption law of March 17, 2014 leaves the possibility of opt for the professional repairer of his choice In case of damage guaranteed by his insurance contract.

With an entry into force on 1 January 2015, this article appears in the insurance code thus strengthens the Freedom of motorists Eager to contact a mechanic, a mechanic or even a particular bodybuilder.

Thanks to this legislationInsurance companies can no longer benefit from the stress that the victims can undergo in the event of an accident to orient them towards the repairers who are unknown.

The insurance negotiates prices at a lower cost with theirs repair networkwhich leads to mechanical or bodywork works Low price Not always for the benefit of the insured.

If for a accidentA simple break or a break of ice, motorists can therefore favor the garages of the brand of theirs vehicle To benefit from Compliant repairs For the manufacturer’s standards.

This law is strengthened like this Consumer rights and establishes a larger in parallel in conjunction Among the various economic actors.

From 3 December 2020, a new article has also appeared in Insurance code.

The latter establishes that the insured no longer have the obligation to advance the Rehabilitation fees If they opt for a car repairer who is not in Official list of the insurance company.

Despite the introduction of a clause in the contracts of car -scrupoli (zero clause following an amendment adopted by the Senate), insurers no longer have the right to ban the Sale of credits Insurance allowance to third parties if a customer in case of catastrophe does not choose a file repaired approved.

In order to leave the consumer the freedom of not doing it renew Tacily his contract, Hamon’s law also allows you to stop his Car insurance or home at any time later ae the commitment (Reimbursement to Propa Oblastory if the subscription is paid the year -Round).

In addition, this law gives the possibility of compare The prices of insurance companies on several online sites, to request a quote e end His contract to eliminate another cheaper.

In this case, all the Administrative procedures is supported by the new insurance company with a period ofone month Before violation of the initial contract and the beginning of the new one.